What is a Direct Cash Advance Lender?

What is a Direct Cash Advance Lender?

Advance America prides itself in being a licensed cash advance direct lender. We help you bridge the gap between paydays or cover unexpected expenses easily, without exposing your personal information to other companies. As a cash advance direct lender, Advance America handles the entire loan application, funding, and repayment process for all of its customers. By choosing Advance America, your personal information remains safe and will not be sold to other parties like telemarketing companies. We arrange direct loans to our customers both in-store or online.

There are many types of cash lenders. Most are licensed as either direct cash advance lenders or non-direct lenders. The difference between the two depends on whether or not they involve a third party that would take over the funding of your cash advance. Prior to taking out any loan, you should research your lender of choice and make sure they are licensed cash advance lenders. Such lenders are required to abide by federal and state laws, which protect the borrower. The advantage of using a cash advance direct lender like Advance America is that they’ll handle the entire application and funding process of your loan (except in Texas).

Why Choose Advance America as Your Direct Cash Advance Lender?

Advance America is the leading short-term financial services company in the U.S. with over 1,200 locations in 28 states. Advance America helps hard working Americans face financial hardships between paydays. Also, unlike other cash lenders, Advance America cares about providing a variety of great services. You can apply for an Advance America cash advance in one of our stores or online, directly from the comfort of your home.

Are You Eligible to Apply for a Cash Advance Loan with Advance America?

Cash advance lenders have different requirements that need to be met. Some cash lenders make their process difficult, but with Advance America it’s simple., Enter your zip code above to see if cash advances are available in your area. Simply click Apply Now in order to start your application. Once you provide some personal information and income information, you will receive the decision within minutes. Please note that all licensed cash lenders require you to be 18 or older in order to apply for a cash advance, and we require that you have an active checking account and a recurring source of income.

The Advance America advantage

Since 1997, Advance America has helped millions of hardworking people with a variety of financial solutions including Payday Loans, Online Loans, Installment Loans, Title Loans and Personal Lines of Credit.

Certain limitations apply. Subject to approval. See your local store for more details and additional disclosures. Checks or money orders may be issued instead of cash. Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. Licensed by the Delaware State Bank Commissioner to engage in business in Delaware. Delaware Licensed Lender License #s: 6996; 4472; 9644; 4474; 8061; 6971; 7092; 8052; 6076; 7400; 4473; 7556; 010431 and 012075. Rhode Island Licensed Check Casher. In Ohio, loans offered by Advance America Cash Advance Centers of Ohio, Inc., Lic.# ST. 76, main office located at 135 N. Church St., Spartanburg, SC 29306. online installment loans Virginia In Texas, loans arranged with an unaffiliated third-party lender by ACSO of Texas, LP. d/b/a Advance America, a registered credit services organization (“CSO”), and subject to lender’s approval.

*Advance America makes title loan referrals to LoanCenter at no cost to you and does not qualify you for a loan. Loans made by First Electronic Bank, member FDIC, or Wilshire Commercial Capital, LLC. Not available in all states. Loans subject to lender’s approval. In California, loans are made pursuant to a Department of Business Oversight California Finance Lenders License, with a minimum loan amount of $2,510.

Short-term loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.

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